Managing the Risks of Terrorist Financing
Compliance Certificate

By the end of this AML Certified programme, learners will be able to:

• Define key terms and regulatory classifications related to terrorist financing, including designated individuals, organisations, and legal obligations under UK, EU, US, and international frameworks.
• Identify and assess how terrorist financing occurs, including traditional methods, emerging typologies, and real-world case examples.
• Apply red flag indicators and GCAL Red Cards to detect suspicious activity and escalate appropriately within a regulated environment.
• Incorporate terrorist financing risks into firm-wide and client-level risk assessments, aligning with AML frameworks and regulatory expectations.
• Understand internal and external reporting obligations, including SAR submission, documentation standards, and regulator expectations.
• Demonstrate certified expertise in CTF compliance, earning the GC(AdvCTF) designation and a verifiable digital badge to showcase on LinkedIn and to employers.

This certified counter-terrorist financing (CTF) and AML programme is ideal for professionals looking to build advanced expertise in counter-terrorist financing risk management and take a proactive role in protecting their firm against terrorism-related threats, including:

• MLROs and Deputy MLROs accountable for their organisation firm-wide AML/CTF control frameworks.
• Heads of Financial Crime Compliance (FCC) seeking to enhance their firm’s CTF control and screening frameworks, and integration of terrorism risk into broader financial crime frameworks.
• Internal Auditors, Investigators, and Assurance Professionals assessing the effectiveness of CTF controls, red flag response mechanisms, and regulatory reporting procedures
• Aspiring FCC and AML leaders preparing for advanced responsibilities in CTF, screening, and financial crime compliance

This programme supports AML and FCC professionals seeking to strengthen their practical understanding of terrorist financing typologies, enhance internal detection and reporting procedures, and align with evolving UK, EU, US, and international CTF regulatory requirements.

All GCAL certified programmes are delivered online via an on-demand, instructor-led video format, with the flexibility to study at your own pace.

• Hosted via GCAL’s digital learning platform
• Interactive elements, including real-world case studies and scenario-based learning
• Clear learning journey with access to support materials, reading lists, and guided exercises
• Final assessment includes a 20-question multiple-choice exam
• Duration – 7–10 hours of learning time

This advanced-level certificate programme is structured around key areas essential to understanding, detecting, and managing terrorist financing risks. Each module combines regulatory insight, case-based learning, and practical application. Key modules include:

• Introduction, Definitions and Lexicon Build a strong foundation in CTF by exploring key terms and definitions used in counter-terrorist financing. Understand the language used by regulators, law enforcement, and international bodies when referring to terrorist financing and related risks.
• What is a Terrorist, Terrorist Organisation, and Terrorist Financing? Examine how terrorists and terrorist groups are defined under UK, EU, US, and international law. Understand what constitutes terrorist financing and explore how individuals and groups are designated under sanctions and watchlists.
• UK and International Regulation and Explore the legal and regulatory frameworks governing terrorist financing, including obligations under the UK Money Laundering Regulations, FATF recommendations, EU directives, and US Patriot Act provisions. Learn what’s expected of regulated firms in terms of detection, reporting, and prevention.
• Summary of the Evolution of Terrorist Financing Gain historical and contextual insight into how terrorist financing has evolved over time—from state-sponsored activities to decentralised, self-funded networks. Understand how shifting geopolitical and technological factors have influenced risk exposure.
• How Terrorist Financing Occurs Dive into the methods and typologies used to fund terrorism. Learn how legitimate businesses, charitable fronts, informal value transfer systems, and digital currencies are exploited for terrorist purposes. Case studies illustrate how financial flows are concealed and laundered.
• Red Flags Identify key indicators of potential terrorist financing. Learn how to apply red flags in practice, what frontline staff should look for, and how these indicators support internal escalation and external reporting. Explore how behavioural, transactional, and geographic risk factors intersect. As part of this module, learners will gain access to GCAL’s Red Cards—a structured set of facts, indicators, and risk triggers that, when combined, increase the probability of a positive identification of terrorist financing activity.
• Management of Expectation, Reporting & Risk Assessment Understand your firm’s regulatory expectations around terrorist financing—what regulators, law enforcement, and auditors expect you to have in place. Learn how to incorporate terrorist financing into your firm-wide and client-level risk assessments, and how to manage internal escalation, external reporting (e.g., SARs), and audit preparation.

• Number of Questions: 20
• Question Format: Multiple Choice
• Pass Mark: 70%

Your result will appear immediately upon submitting your answers. If you meet the pass mark, a digital badge and e-certificate will be issued instantly via the GCAL LMS. You’ll also receive a secure link to share your certification on LinkedIn, with your employer, or across your professional network.

See our Assessment Terms & Conditions for more information.

Learners who successfully complete the course and assessment will receive:

• • GCAL Advanced Terrorism Financing Certificate
• The post-nominal designation GC(AdvCTF)
• A digital badge – shareable and verifiable via LinkedIn and other professional platforms